Home About Samples Contact Subscribe   Latest Archives Sleepers Updates Legal Notice & Disclaimer Print This Page 1. THE KNOBIAS SMALLCAP SLEEPERS DISCLAIMER Knobias publishes a weekly online newsletter, Smallcap Sleepers, which provides an overview of select Knobias smallcap content being distributed to its customers. The Smallcap Sleepers content is generally focused only on those stocks below $500 million in marketcap, and generally excludes stocks in the following sectors: Banks, Closed-End Funds, ETFs, and Utilities. Each week, Knobias independently selects at least one (1) smallcap company to be profiled. Knobias generally determines the new "Sleeper" company at least one week prior to each new weekly edition. No officer or director of Knobias, and no employee of Knobias, whether or not such person is an officer or director, may purchase or sell securities in the Sleeper company after said company has been profiled as the new Sleeper and throughout the following week. Not until one week following the initial publication profiling the new Sleeper selection, may an officer, director, or employee of Knobias purchase or sell securities in the previous week’s Sleeper company. In addition, the Sleeper company does not compensate Knobias for inclusion in the newsletter. 2. NO LIABILITY Knobias, its officers, members, Directors, representatives and/or employees claim no responsibility for, nor guarantee, the completeness, accuracy, content, timeliness, or validity of stories and claims of the profiled companies. Knobias consolidates and disseminates information gathered from third party sources, which it believes to be accurate and liable, and presents this information on an "AS IS" basis. Knobias, through its proprietary systems and information acquired from third party vendors, has established a database of information, which contains valuable intellectual properties and Trade Secrets. Information received from the Knobias database is to be for personal use only. Neither Knobias, nor any of its officers, members, Directors, representatives and/or employees in no event shall be liable for any direct, indirect, incidental, punitive or consequential damages of any kind whatsoever with respect to the dissemination of materials and/or products within this "Web Site" and "Reports" or "Newsletters." Neither Knobias, nor any of its officers, members, Directors, representatives and/or employees will be liable for damages arising out of or in connection with the use of this Web Site or its information. Neither Knobias nor its third party suppliers shall be liable for any errors or omissions with respect to its service, regardless of the source or cause of such errors or omissions. This comprehensive limitation of liability applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of any and all third parties. 3. NOT A REGISTERED INVESTMENT ADVISOR or BROKER. NO ADVICE GIVEN Knobias, its officers, members, Directors, representatives and/or employees are not, nor do they claim to be, registered investment advisors or broker/dealers. Knobias, its officers, members, Directors, representatives and/or employees do not endorse or recommend any securities listed herein or any services of any brokerage company. Data and information contained herein is provided for informational purposes only. No data or information herein should be construed to be a recommendation to purchase, retain, or sell securities, or to provide investment advice of the companies mentioned or advertised. Investments in the profiled companies should be considered to be of high risk and use of the information provided is at the investor’s sole risk. All statements, whether written, quoted or recorded are the opinion of the profiled companies and are not a solicitation or recommendation to buy, sell, or hold securities. This Web Site may not offer full and complete investment information on the covered securities and Knobias advises investors to seek/verify additional information from the SEC, if a filing company, or for non-reporting companies, to request information from the company itself. The Knobias Smallcap Sleepers Newsletter contains the authors' own opinions, and none of the information contained therein constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You further understand that the Knobias Smallcap Sleepers Newsletter will not advise you concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. Past results are not necessarily indicative of future performance. Investing in the stocks chosen for the Knobias Smallcap Sleepers Newsletter model portfolio is risky and speculative. The companies may have limited operating histories and little available public information, and the stocks they issue may be volatile and illiquid. Trading in such securities can result in immediate and substantial losses of the capital invested. Investing in micro cap or non-listed securities is considered HIGHLY speculative and any individual that chooses to invest in these securities should perform his/her own due diligence before making any investment decision. Investors should use information contained within this "Web Site," "Reports," and/or "Newsletters" as basic due diligence and should research further before forming an opinion regarding the merits of investing in certain securities. Statements and information contained within this "Web Site," "Reports," and/or "Newsletters" are presented as of the stated date and are subject to change without notice. Knobias urges its readers to check any securities filings with the Securities and Exchange Commission (SEC) on the SEC’s Edgar web site located at www.sec.gov, if available, before making an investment decision. 4. COPYRIGHT & TERMS OF USE All information and items contained within the Knobias "Web Site(s)" and/or printable "Reports" are Copyright © 2006, Knobias, Inc. (otcbb: KNBS). All Rights Reserved. This Web Site and all of its content, design, text, graphics, video, audio and selection and arrangement thereof is the property of Knobias.com, LLC, a subsidiary of Knobias, Inc., and/or its affiliates, licensors or assigns (collectively "Knobias") and are protected, without limitation, pursuant to U.S. and Foreign copyright and trademark laws. Reproduction, modification, distribution or re-publication without the prior written consent of Knobias is strictly prohibited. Copyright and trademark laws are strictly enforced. By accessing this Web Site, you agree to all of the stated terms and conditions of this agreement. If you do not agree, you have no right or permission to access this Web Site and should not do so. As used within this agreement, the term "Web Site" refers to Knobias.com and all of its content, reports, newsletters and other services. You are authorized to download one copy of the material on this Web Site on one computer for your personal, non-commercial use only, and to print one hard copy of the material on this Web Site for your personal, non-commercial use only. In doing so, you may not remove or in any way alter any trademark, copyright, or other proprietary notice. You may not modify, copy, distribute, publish, sell, broadcast, circulate, commercially exploit, or upload any of the material on this Web Site without the prior written consent of Knobias, except as expressly allowed in the first sentence of this paragraph. You also agree not to use this information for any unlawful purpose. The information presented here may not under any circumstances be resold or redistributed for compensation of any kind without prior written permission. No intellectual property or other rights in or to this Web Site, other than the limited right to use set forth above are transferred to you. The Knobias Smallcap Sleepers Newsletter ("Newsletter") contains copyrighted subject matter and confidential information owned solely by Knobias, its affiliates and content providers. You may not, without Knobias’ prior written consent, otherwise reproduce, re-transmit or distribute the Newsletter as a whole, entire articles, tables, data compilations, or other substantial creative content. Photocopy permission is available solely through Knobias. Knobias, its affiliates and content providers reserve all rights not expressly granted. Reproduction, distribution or use of this Newsletter in violation of this license constitutes copyright infringement and trade secret misappropriation in violation of federal and state law. Reward paid for information resulting in the successful prosecution of violators. If you do not agree to abide by the terms of this limited license, either immediately destroy the accompanying Newsletter (and any copies), or return it to Knobias. Notify Knobias if you do not wish to receive this Newsletter. The Knobias Smallcap Sleepers Newsletter is an e-newsletter that is a business and financial publication of general and regular circulation. 5. INDEMNIFICATION BY USER Penny stocks and/or non-listed securities are risky by nature. Please research Investor education web sites for further details on the risks associated with trading non-listed securities. This Web Site is intended for informational purposes only and is not considered to be a buy/sell recommendation for any security within this Web Site. You hereby agree to indemnify and hold harmless Knobias and its representatives from and against any and all claims, charges, demands, liabilities, losses and expenses of whatever nature and howsoever arising (included but not limited to any legal or other professional fees and the costs of defending or prosecuting any claim and any loss of profit, goodwill, and any other direct, indirect or consequential loss) incurred or suffered by Knobias and its representatives, directly or indirectly, by reason of any act or omission which you commit in breach of these terms and conditions (including but not limited to your obligations contained herein) and any other terms and conditions or policies set forth elsewhere in this Web Site. Viewing of this "Web Site" and/or "Reports" and/or "Newsletters" shall not create an offer to buy or sell stock in any security in which information is disseminated nor shall it create any relationship, agency or otherwise between the viewer/subscriber and Knobias. 6. CEO INTERVIEWS Knobias offers CEO Interviews to the profiled companies, along with a printed transcript in PDF format. The profiled companies do not compensate Knobias for CEO Interviews and transcripts. Knobias believes the information within the CEO Interview to be true and accurate; however, Knobias makes no representations or warranties as to the accuracy or completeness of such information. Knobias will not be liable or responsible for personnel within these interviews complying with federal or state securities laws or regulations, including but not limited to, SEC Regulations concerning Fair Disclosure. 7. PRIVACY POLICY Knobias is committed to safeguarding your privacy online. Knobias will ask for additional personal information for paying subscribers, as well as persons that purchase pay-per-view products from the web site. Knobias, from time to time, will send alerts and emails as part of our service to keep subscribers informed of certain information in which they have shown an interest. Any personal information you supply through our web site will not be disclosed to any third party, with the exception of our sponsors, except for information used in aggregate form for the purpose of compiling demographics. No individual information will be disclosed to others when you fill out a survey, register with, request information or contact us. If you choose to accept "cookies", Knobias will download a "cookie" to your personal computer. This "cookie" stores your Knobias Member Username and Password allowing Knobias to automatically identify you when you logon to Knobias from your personal computer. This makes you access faster and allows Knobias to provide you with customized information you have registered to view or use. Nothing in a "cookie" can identify you individually. Knobias is an e-commerce site that allows purchases through the use of credit cards. Knobias requires certain personal information associated with a credit card purchase. This information will be forwarded to the e-commerce vendor for their use only in processing this transaction. You will have the option of processing through an encrypted secure server. Knobias reserves the right to access and disclose individually identifiable information to comply with applicable laws, regulations and lawful requests from legal or regulatory authorities. Knobias allows posting to its Message Boards by paying subscribers. Each posting in the Message Board section includes an IP Verification number that identifies the numerical internet address of the person who has done the posting. This practice helps Message Board users cull postings and differentiate between posters who are posting under different names and aliases. Knobias Message Boards are for entertainment use only and all users should be aware that false and misleading statements might be posted within the Message Boards. "Spam" postings will not be allowed within the Knobias Message Boards. Knobias will discontinue the use of Message Boards by anyone caught "spamming" within their postings. Knobias is not responsible for any content within the postings on the Message Boards. Knobias makes no representations or warranties as to the privacy policies of any of its vendors, advertisers, sponsors, partners or suppliers found on the Knobias.com web site. We invite you to contact us at info@knobias.com if you have any questions or comments concerning our privacy policy. 8. ELECTRONIC COMMUNICATIONS Knobias is committed to safeguarding your privacy online. When you subscribe to Knobias’ services as a paying subscriber, or if you purchase pay-per-view products from the web site, Knobias will ask for personal information, including but not limited to an e-mail address. Knobias has promised to send you certain information, such as alerts and newsletters, in connection with the service which you acknowledge is a key component of the service. There may be other information regarding the service that the law requires Knobias to send you. Knobias has the right to send you certain additional information. Knobias may send you this information in electronic form. You have the right to withdraw this consent, but if you do, Knobias may cancel your service. Your continued use of the service and of the Web Site is an acknowledgement that any e-mails sent to you from Knobias is not considered SPAM. Knobias will provide such information to you by e-mail only at the e-mail address you specified when you signed up for your service. Knobias will not disclose your specified e-mail address to any third party, nor will Knobias permit any third party to send you an e-mail. The e-mails sent to you from Knobias may contain third party advertisements that have been previewed and approved by Knobias to be included in e-mails. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the e-mails, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that Knobias shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers in the e-mails. Notices provided to you via e-mail will be deemed given and received on the transmission date of the e-mail. As long as you can access and use the service, you have the necessary software and hardware to receive these notices. If you do not consent to receive any notices electronically, you must stop using the service. You acknowledge that e-mail delivery is inherently unreliable and that Knobias is not responsible for delays in transmission over the Internet, your accidental deletion of e-mails, technical issues that prevent delivery of e-mails, e-mails that are not delivered because of blocking or being caught in a SPAM filter, and for any other causes that may result in your not receiving or the timeliness of any notices, alerts, newsletters, or other communications from Knobias. 9. AUTOMATIC RENEWALS & REFUNDS All subscriptions shall automatically renew for periods of one (1) month unless the customer notifies Knobias in writing prior to fifteen (15) days before the expiration of the then current term of its intent to terminate at the conclusion of such term. Refunds are available only after 30 days of subscription service. A minimum one (1) month subscription fee will be applied to all accounts. All refunds will be processed on a pro rata monthly basis. In order to obtain a refund, you must provide your correct e-mail address and/or mailing address to Knobias. Knobias will not be liable for any claims of non-receipt of a refund that was a result of an incorrect email address and/or mailing address provided by you to Knobias. The customer is responsible for providing a correct/working e-mail address. 10. MODEL SMALLCAP SLEEPER PORTFOLIO The Model Smallcap Sleeper Portfolio is a list of stocks featured in Knobias' weekly publication, Smallcap Sleepers, and is not representative of any actual monetary gains or losses that might have occurred in the marketplace. Actual results would most likely differ greatly from results posted in the model portfolio for many reasons, including, but not limited to: (i) trading commissions; (ii) certain market factors, such as lack of liquidity; (iii) the stocks may be volatile; (iv) although the "purchase" or "sale" of a security in the model portfolio will not be effected in the model portfolio until confirmation that the email alert has been sent to all subscribers, delivery delays and other factors may cause the price to differ substantially from the price at the time the alert was sent; and (v) the prices of stocks in the model portfolio at the point in time you begin subscribing to Smallcap Sleepers may be higher than such prices at the time such stocks were chosen for inclusion in the model portfolio. Past results are not necessarily indicative of future performance. Knobias is not a broker/dealer or registered investment advisor and does not advise individuals as to the advisability of investing in, purchasing or selling securities. Nothing contained in the Model Sleeper Portfolio constitutes an offer or solicitation to buy or sell any such security. Knobias does not endorse or recommend any particular security. Nothing contained in the Model Sleeper Portfolio is intended to constitute professional advice, including but not limited to, investment or tax advice.